About your mortgage Professional… I have been with Umpqua Bank Mortgage for 17 years.  I bring a great deal of expertise to the table and I am especially gifted in working on challenging loans.  My commitment to the borrower, the bank, and the communities I serve is very important to me.   I like to present my clients with a number of different ways to structure their mortgage in order to maximize their equity in the property while minimizing their monthly payments.  We have many loan programs to choose from.  Give me a call today!